Our Products

Home Insurance

With the UNITED All-In-One Home Insurance your home and contents are well protected against all common types of losses such as:

• Fire, Explosion and Lightning
• Hurricane, Storm and Tornado
• Theft and Armed Robbery
• Flood, Water Damage
• Earthquake

Furthermore, the All-In-One Home Insurance includes free additional coverages such as a Third Party Liability coverage up to Fl. 1,000,000 and a Personal Accident coverage up to Fl. 15,000.

All Risk Coverage

The All-In-One Home Insurance can be extended to cover all unforeseen risks known as Accidental Damage or simply, All Risk. The All Risk endorsement includes coverage for your Travel Baggage as well as Travel Cancellation expenses. For international medical coverage, travel accidents, repatriation of remains and other travel risks you can always apply online for our very competitive Travel Insurance.

The table below shows the differences between the standard All-In-One Home Insurance and All-In-One Extended (All Risk).

Note

• Please be advised that coverage specifically intended for Contents as described above are not covered if you choose to insure the building alone under the All-In-One Household Policy
• The building sum insured is based on the reconstruction value
• The contents sum insured is based on the replacement value
• It is the client’s responsibility to maintain the sum insured on a true up to date basis and that all changes be notified to UNITED.
• The cover overview is in accordance with to the All-In-One Household Policy conditions, version UPC-09-ARS.
• Please contact us or your broker if you wish to insure your personal possessions, such as your jewelry against All Risks and Worldwide. Or you can fill out the attached PDF application form and submit it to us by fax or in person.